Mr. Downing, if you please
Picture it: I’m checking into a hotel after two different flights. Just taken the shuttle to the hotel. I know the drill, so I hand my driving license and credit card to the bright young thing behind the counter, who says, Welcome, Glenn!
Am I...
Frenchy Duffnuts
We had a family friend growing up named Evelyn. Evelyn was a widow of many years, and a professional travel agent. Fascinating person. She’d gather groups of travelers together and take them all on a trip somewhere – usually in Europe. My...
Collections vs. Experiences
This is another topic that arises from my financial planning practice.
It is my generation’s habit to make collections of prized or valued items. To this day I have my book collection and my music collection. Mrs. Downing collects Wedgwood Blue Jasper...
Now for the fitness part.
This post is # 2 in my fitness journey. If you haven't read #1, you can find it here: https://www.cameron-downing.com/blog/physical-fitness-at-68-and-weight-loss-part-i
Watch some older people walk: they shuffle, or their steps really aren’t...
At a physical crossroads
At 69 there I can feel my age. But it is only about the last year or two that I’ve noticed a definite slowing down. Which begs the question: What am I going to do about it? Fight it or accept the inevitable?
As I look around at other men my...
Tattoos
As many of my readers know, I’ve done a good bit of traveling over the last several years, teaching 4-day Live Review classes to students preparing to take the CFP exam. The exam is offered in March, July, and November, so the months before that were my busy travel...
Job Fulfillment
Is this ever a relatively new concept.
I remember in my MBA program, completed in 1984, in the human resources classes, the new way of getting employees to work hard for you was this: give them work they enjoy doing and actually have aptitude for and see a purpose in...
Introduction
Last September I attended my Guilford, Connecticut high school 50th reunion. I’ve got to say, it has given me pause. Was the class of ’72 really now 51 years ago? Couldn’t be – but it is. I had a great time, and even my wife...
Have we reached a stock market bottom yet?
"Are you kidding me? After the big price drops we've seen the last few days?"
We get it. Pessimism is popular right now. But here we give you an optimist’s case for the market:
Look at the three major stock market benchmarks – the Dow...
By Glenn J. Downing, MBA, CFP®
I began Part I - New Asset Class with this statistic: one in five people in the US have invested in or used cryptocurrency. As Bitcoin becomes more widely accepted – indeed, Fidelity is offering it in 401K accounts – it is high time for...
By Glenn J. Downing, MBA, CFP®
I was astonished to hear this statistic: one in five people in the US have invested in or used cryptocurrency. That means that Bitcoin is indeed a thing, and it is time for me to write about it.
And there’s a lot to write. I’m...
by Glenn J. Downing, MBA, CFP®
The foundation for any sort of financial planning begins with cash flow management. Income -expenses = dollars available to be invested toward future goals. We’ve worked with people from all walks of life who have cash flow issues, including...