by Glenn J. Downing, MBA, CFP®

If you dropped dead tomorrow your family would be in a world of hurt.  You know this.  Yet you haven't purchased life insurance.  Why not?  Before you get into it, check out Part I and Part II of this 3-part series.  

Why Haven't You Purchased Your Life Insurance?

T...

By Glenn J. Downing, MBA, CFP®

It used to be the case that you went to work for one employer and remained with that employer for the entirety of your working life.  You received a pension from that employer when you retired – in other words, you continued to get paid a lesser amount even though you...

by Glenn J. Downing, MBA, CFP®

In Part I of this 3-part series I gave a brief history of the life insurance industry.  

Here in Part II I'll go over the main applications for life insurance policies.  Next, in Part III, I'll discuss some of the behavioral issues in obtaining coverage.  

 Uses of ...

by Glenn J. Downing, MBA, CFP®

I came to financial planning as a profession in my 40’s, having made a mid-life transition from retail management.  I worked in both department stores and specialty retail and generally enjoyed the work. I always enjoyed Christmas in the stores – the music, the new fr...