A Financial Roadmap:
Create a financial plan of attack!
"How do I get started?"
Each individual, family, or business owner has a unique set of values, lifestyle choices, and goals. The question isn't whether you should have a financial plan. You should. The question is how well your plan serves you. Does it address debt reduction? Does it address emergency fund savings? Does it address long-term retirement savings? Are the risks your family faces appropriately insured?
Creating a personal financial plan that organizes your financial house and prioritizes your spending decisions is the beginning of a journey. It may take some time to do it, and it may be a little stressful (after all, there is paperwork to gather, and there are issues to think through). But:
The plan itself is pointless if you don’t implement it.
The rewards of undertaking the planning journey are manifold: one moves ahead with confidence in having made clear decisions in direction and wise choices in spending. Our mission is to stand alongside you on this journey, bringing all of our technical expertise and experience to the table for your benefit.
Whether you're nearing retirement and asking, "Do I have enough money to live on?" or a young professional wondering, "How do I manage my student loans and plan for my future?" we are happy to meet with you to discuss your options. Contact our Coral Gables office today at (305) 444-6668 for a complimentary initial consultation. Se habla español.*
*Products and contracts are only available in English.
Do You Feel Lucky?
Recent changes in estate tax laws could affect the strategy you have in place.
Should I Invest in Gold?
Learning more about gold, and its history, may help you answer that question.
Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.
You taught them how to read and how to ride a bike, but have you taught your children how to manage money?
Have you ever wondered how your credit score compares to the rest of the country? Take a look and see.
Buy/sell agreements are designed a business against the death of a principal or key employee.
If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.
Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Estimate how much you have the potential to earn during your working years.
This calculator compares the financial impact of leasing versus buying an automobile.
This calculator can help you estimate how much you may need to save for retirement.
Enter various payment options and determine how long it may take to pay off a credit card.
Determine your potential long-term care needs and how long your current assets might last.
A presentation about managing money: using it, saving it, and even getting credit.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
How federal estate taxes work, plus estate management documents and tactics.
The chances of needing long-term care, its cost, and strategies for covering that cost.
What does your home really cost?
There’s an alarming difference between perception and reality for current and future retirees.
The decision whether to buy or rent a home may have long-term implications.
Estate conservation is too important to put off. Do you have a smart exit strategy?
Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.