By Glenn J. Downing, MBA, CFP®
I began Part I - New Asset Class with this statistic: one in five people in the US have invested in or used cryptocurrency. As Bitcoin becomes more widely accepted – indeed, Fidelity is offering it in 401K accounts – it is high time for...
By Glenn J. Downing, MBA, CFP®
I was astonished to hear this statistic: one in five people in the US have invested in or used cryptocurrency. That means that Bitcoin is indeed a thing, and it is time for me to write about it.
And there’s a lot to write. I’m...
by Glenn J. Downing, MBA, CFP®
The foundation for any sort of financial planning begins with cash flow management. Income -expenses = dollars available to be invested toward future goals. We’ve worked with people from all walks of life who have cash flow issues, including...
By Glenn J. Downing, MBA, CFP®
What might an employer do to incentivize the workforce? Make his employees owners. Gives them an entirely new perspective on the job. What employee-owned businesses do you know? Does Southwest Airlines come to mind? The flight...
By Glenn J. Downing, MBA, CFP®
You may have noticed in all CameronDowning email signatures this text:
Where 5% of all revenue is donated
...
By Glenn J. Downing, MBA, CFP®
Child: But Daddy – that’s not fair!
Daddy: Well, son, life’s not fair. Whoever said it is lied to you. Fair is where you go to ride rides.
Anyone who’s ever been in one of my CFP® classes has...
Ah, greenbacks, lettuce, clams, or Benjamins – no matter what we call it, cash is still king! There are few places in the world that will not take the American dollar as payment. I fact, I can only think of two: inflight on American Airlines, and Uber.
...
Here’s a question for you, ladies. You’re out on a first date at a restaurant with someone new. You’re interested . . . not sure, but interested. It’s just a date . . . let’s see how the evening goes, you think to yourself. When it comes time...
by Glenn J. Downing, MBA, CFP®
Everyone at some time or another needs some cash - and quickly! The question is, have you anticipated this need and saved into it? Or do you need to scramble? What follows is a list of ten helpful suggestions.
Here are 10 places to...
By Glenn J. Downing, MBA, CFP®
I can now pay for a Tesla with Bitcoin. And the Mayor of Miami wants to pay City employees in Bitcoin and allow tax payments in the same cryptocurrency. Honestly, until I can go into Bloomingdale's and buy a shirt with Bitcoin, it doesn't much...
by Glenn J. Downing, MBA, CFP®
With mortgage rates so low, we’ve been looking at mortgage refinancing for a few of our clients lately, to see if it might be in their best interests. Here’s what we know:
- For those with strong credit, 30-year rates are just below 3%,...
Although I usually blog about financial topics. Now and then I like to switch it up and get personal. That's the case here - a few observances of the absurdities in modern life. I hope you are amused!
--GJD
I Got Carded!
While on vacation recently I stopped at a store to pick up...