On Getting Older:  Dealing with Social Security on getting older Mar 09, 2023

Now that I’m a beneficiary of Social Security, I know whereof I write.  The SSA is now a part of my life, my wife’s life, and for better or for worse will be until we’ve assumed room temperature. 

I began drawing my retirement benefit at age 66, which was my Normal...

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On Getting Older: Remember Mr. Micawber? on getting older Mar 06, 2023

They don’t teach young people anything in school anymore

How many of my readers have thought this exact same sentence at one point or another?  I usually think it when I made a reference to literature or music that someone else doesn’t get.  I mean, hasn’t...

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So Goes January, So Goes The Year financial planning for attorneys financial planning for entrepreneurs financial planning for retirement financial planning for young professionals Feb 16, 2023

 

January of 2023 kicked off with a bang. We’re in the midst of a stock market rally that we haven’t seen in over a year.  The market rose, and rose, and kept rising – all in the last 8 weeks.  We’re far from all-time highs, and expect that to be the case...

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On Getting Older:  Expressions on getting older Jan 08, 2023

I’ve always loved language.  I won both the English and Spanish prizes at my high school graduation.  The turn of a phrase, or change in meaning a comma can make, have always fascinated me.  If you haven't read Lynne Truss' excellent and funny book on punctuation, do so!

For...

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On Getting Older: Men's Clothing on getting older Nov 10, 2022

I mentioned earlier that I made a mid-life career transition from retail management to financial planning.  Over the years I was responsible for women’s, men’s, children’s, electronic, and home departments.  It is my observation that men’s apparel has just as...

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On Getting Older: Too Much Media on getting older Nov 08, 2022
We actually read newspapers

Picture this:  dad in his easy chair reading a newspaper.  Something out of Norman Rockwell, right?  But that’s how I grew up.  Either the New Haven Register or the Hartford Courant were delivered by a paperboy.  Dad brought the Wall St....

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On Getting Older: Smartphones and Communication on getting older Nov 08, 2022
Smartphones and conversation

Ok, I’m going to say it:  cursed be the man who untethered phones from walls so that women could walk around talking on them.  Hurl all the abuse you want at me.  But I’ll give the men an equal diss:  why do commuter trains have quiet...

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On Getting Older: Is it Life-Giving? on getting older Nov 03, 2022

Taking on a new client

When we agree to do financial planning for a new client, we do, of course, ask a lot of questions.  Notice I said, when we agree.  The implication here is that we do not take on everyone who comes to us.  After an initial interview we can usually tell whether...

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On Getting Older: Money and Credit on getting older Nov 01, 2022
Money and Credit

As I mentioned in my introduction, my parents are products of the Great Depression.  It was my mother who first taught me about money and budgeting – she controlled the family purse strings.  Dad was the breadwinner, and he brought home cash each month and turned...

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On Getting Older: Ladies and Gentleman on getting older Oct 27, 2022

Ladies & Gentlemen

As I mentioned earlier, my grandfather was a prominent businessman in the Italian community, with a location downtown New Haven.  My mother worked for him off and on doing the books, and I’d often go in with her and grandpa would find some small task for me to...

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On Getting Older: Environmental Friendliness on getting older Oct 25, 2022

Virtue signaling

Virtue signaling.  What a term.  Having to show the rest of the world how virtuous you are.  Done by putting up appropriate banners at your house, driving one of those teeny tiny Smart Cars, or an electric vehicle, or some such.

I’ve got news for you young...

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On Getting Older: Things I Promise Never to Do on getting older Oct 20, 2022
Things I promise never to do (in no particular order):
  • I’ll never dye my hair or moustache or goatee. Looks ridiculous on a man, IMO.
  • I’ll never wear shoes with Velcro straps.
  • I’ll never wear horizontal stripes. Haven’t since I was about 10. 
  • I’ll never wear...
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