by Glenn J. Downing, MBA, CFP®
The foundation for any sort of financial planning begins with cash flow management. Income -expenses = dollars available to be invested toward future goals. We’ve worked with people from all walks of life who have cash flow issues, including...
By Glenn J. Downing, MBA, CFP®
We all know it is coming – that at one point Till death us do part becomes a reality. What a sad time - someone dear to us has gone away, never to return, and will be missed greatly.
Do Nothing Until You Really Need to
As a financial planner, I...
By Glenn J. Downing, MBA, CFP®
You want to retire in a few years, right? And you know you haven't saved enough. But there are bills to pay, and at the end of the month there’s nothing left. In fact, there’s often a shortfall. What can you do?
Short...
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By Glenn J. Downing, MBA, CFP®
What might an employer do to incentivize the workforce? Make his employees owners. Gives them an entirely new perspective on the job. What employee-owned businesses do you know? Does Southwest Airlines come to mind? The flight...
By Glenn J. Downing, MBA, CFP®
You may have noticed in all CameronDowning email signatures this text:
Where 5% of all revenue is donated
...
By Glenn J. Downing, MBA, CFP®
Child: But Daddy – that’s not fair!
Daddy: Well, son, life’s not fair. Whoever said it is lied to you. Fair is where you go to ride rides.
Anyone who’s ever been in one of my CFP® classes has...
We have a hot real estate market in Miami!
I see it from acquaintances who are looking for houses: sellers receive multiple offers, often over ask, and properties are sold before they even get a chance to swing by for a look!
I loved living in New York City (years ago) and I love living in...
Ah, greenbacks, lettuce, clams, or Benjamins – no matter what we call it, cash is still king! There are few places in the world that will not take the American dollar as payment. I fact, I can only think of two: inflight on American Airlines, and Uber.
...
Here’s a question for you, ladies. You’re out on a first date at a restaurant with someone new. You’re interested . . . not sure, but interested. It’s just a date . . . let’s see how the evening goes, you think to yourself. When it comes time...
by Glenn J. Downing, MBA, CFP®
Everyone at some time or another needs some cash - and quickly! The question is, have you anticipated this need and saved into it? Or do you need to scramble? What follows is a list of ten helpful suggestions.
Here are 10 places to...
By Glenn J. Downing, MBA, CFP®
What follows is one of my all-time favorite quotations, from Alice’s Adventures In Wonderland. The background is that Alice has come to a fork in the road and wonders out loud which way to turn. The Cheshire Cat materializes, and the...
By Glenn J. Downing, MBA, CFP®
My industry – financial planning and investment management – unwittingly puts a lot of pressure on people to retire. We all have retirement accounts and look forward to the day when we no longer set the alarm clock. Planning for...
