Introduction
Last September I attended my Guilford, Connecticut high school 50th reunion. I’ve got to say, it has given me pause. Was the class of ’72 really now 51 years ago? Couldn’t be – but it is. I had a great time, and even my wife...
Have we reached a stock market bottom yet?
"Are you kidding me? After the big price drops we've seen the last few days?"
We get it. Pessimism is popular right now. But here we give you an optimist’s case for the market:
Look at the three major stock market benchmarks – the Dow...
By Glenn J. Downing, MBA, CFP®
I began Part I - New Asset Class with this statistic: one in five people in the US have invested in or used cryptocurrency. As Bitcoin becomes more widely accepted – indeed, Fidelity is offering it in 401K accounts – it is high time for...
By Glenn J. Downing, MBA, CFP®
I was astonished to hear this statistic: one in five people in the US have invested in or used cryptocurrency. That means that Bitcoin is indeed a thing, and it is time for me to write about it.
And there’s a lot to write. I’m...
by Glenn J. Downing, MBA, CFP®
The foundation for any sort of financial planning begins with cash flow management. Income -expenses = dollars available to be invested toward future goals. We’ve worked with people from all walks of life who have cash flow issues, including...
By Glenn J. Downing, MBA, CFP®
We all know it is coming – that at one point Till death us do part becomes a reality. What a sad time - someone dear to us has gone away, never to return, and will be missed greatly.
Do Nothing Until You Really Need to
As a financial planner, I...
By Glenn J. Downing, MBA, CFP®
You want to retire in a few years, right? And you know you haven't saved enough. But there are bills to pay, and at the end of the month there’s nothing left. In fact, there’s often a shortfall. What can you do?
Short...
By Glenn J. Downing, MBA, CFP®
What might an employer do to incentivize the workforce? Make his employees owners. Gives them an entirely new perspective on the job. What employee-owned businesses do you know? Does Southwest Airlines come to mind? The flight...
By Glenn J. Downing, MBA, CFP®
You may have noticed in all CameronDowning email signatures this text:
Where 5% of all revenue is donated
...
By Glenn J. Downing, MBA, CFP®
Child: But Daddy – that’s not fair!
Daddy: Well, son, life’s not fair. Whoever said it is lied to you. Fair is where you go to ride rides.
Anyone who’s ever been in one of my CFP® classes has...
We have a hot real estate market in Miami!
I see it from acquaintances who are looking for houses: sellers receive multiple offers, often over ask, and properties are sold before they even get a chance to swing by for a look!
I loved living in New York City (years ago) and I love living in...
Ah, greenbacks, lettuce, clams, or Benjamins – no matter what we call it, cash is still king! There are few places in the world that will not take the American dollar as payment. I fact, I can only think of two: inflight on American Airlines, and Uber.