On Getting Older: Job Fulfillment on getting older Sep 27, 2022

Job Fulfillment

Is this ever a relatively new concept. 

I remember in my MBA program, completed in 1984, in the human resources classes, the new way of getting employees to work hard for you was this:  give them work they enjoy doing and actually have aptitude for and see a purpose in doing, as we...

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On Getting Older: Introduction on getting older Sep 27, 2022

Introduction

Last September I attended my Guilford, Connecticut high school 50th reunion.  I’ve got to say, it has given me pause.  Was the class of ’72 really now  51 years ago?  Couldn’t be – but it is.  I had a great time, and even my wife commented on what a group of really nice people were the...

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The Bull Case for the Stock Market financial planning for attorneys financial planning for entrepreneurs financial planning for retirement financial planning for young professionals Sep 14, 2022

Have we reached a stock market bottom yet? 

"Are you kidding me? After the big price drops we've seen the last few days?"

We get it. Pessimism is popular right now. But here we give you an optimist’s case for the market:

Look at the three major stock market benchmarks – the Dow Jones Industrial A...

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Bitcoin Part II - Inflation Hedge financial planning for entrepreneurs financial planning for young professionals May 04, 2022

By Glenn J. Downing, MBA, CFP®

I began Part I - New Asset Class with this statistic:  one in five people in the US have invested in or used cryptocurrency.  As Bitcoin becomes more widely accepted – indeed, Fidelity is offering it in 401K accounts – it is high time for me to write about it. 

And t...

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Bitcoin Part I - New Asset Class financial planning for entrepreneurs financial planning for young professionals May 04, 2022

By Glenn J. Downing, MBA, CFP®

I was astonished to hear this statistic:  one in five people in the US have invested in or used cryptocurrency.  That means that Bitcoin is indeed a thing, and it is time for me to write about it. 

And there’s a lot to write.  I’m going to break this up into two blog...

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Necessary vs. Discretionary financial planning for attorneys financial planning for entrepreneurs financial planning for young professionals Sep 29, 2021

by Glenn J. Downing, MBA, CFP®

The foundation for any sort of financial planning begins with cash flow management.  Income -expenses = dollars available to be invested toward future goals.  We’ve worked with people from all walks of life who have cash flow issues, including those with very high inc...

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My Deepest Condolences. You've Lost Your Spouse. financial planning for retirement Aug 04, 2021

By Glenn J. Downing, MBA, CFP®

We all know it is coming – that at one point Till death us do part becomes a reality.  What a sad time - someone dear to us has gone away, never to return, and will be missed greatly. 

Do Nothing Until You Really Need to

As a financial planner, I hope that the coupl...

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When Oh When Can I Retire? financial planning for attorneys financial planning for retirement Jul 27, 2021

By Glenn J. Downing, MBA, CFP®

You want to retire in a few years, right? And you know you haven't saved enough.  But there are bills to pay, and at the end of the month there’s nothing left.  In fact, there’s often a shortfall.  What can you do?

 Short answer:  a lot.  If this is your situation, y...

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Stock Options and Restricted Stock Units (RSUs) financial planning for entrepreneurs financial planning for young professionals Jul 14, 2021

By Glenn J. Downing, MBA, CFP®

What might an employer do to incentivize the workforce?  Make his employees owners.  Gives them an entirely new perspective on the job.  What employee-owned businesses do you know?  Does Southwest Airlines come to mind?  The flight attendant pouring your coffee may ve...

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Am I My Brother’s Keeper? financial planning for attorneys financial planning for entrepreneurs financial planning for retirement financial planning for young professionals Jun 16, 2021

 By Glenn J. Downing, MBA, CFP®

You may have noticed in all CameronDowning email signatures this text:

                                      Where 5% of all revenue is donated

                                        To homeless assistance in Miami.

What’s behind this?  I thought my readers might...

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Fair is Where You Go to Ride Rides financial planning for attorneys financial planning for entrepreneurs financial planning for retirement financial planning for young professionals Jun 09, 2021

By Glenn J. Downing, MBA, CFP®

Child:  But Daddy – that’s not fair! 

Daddy:  Well, son, life’s not fair.  Whoever said it is lied to you.  Fair is where you go to ride rides. 

Anyone who’s ever been in one of my CFP® classes has heard me use this expression, and indeed I picked it up in one of ...

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Selling Your House? financial planning for retirement May 06, 2021

We have a hot real estate market in Miami!

I see it from acquaintances who are looking for houses:  sellers receive multiple offers, often over ask, and properties are sold before they even get a chance to swing by for a look!

I loved living in New York City (years ago) and I love living in Miami....

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